Full Biography

Carol has worked in a variety of capacities across industries, including currently as an outsourced chief customer officer (CCO), as a director on public and private company boards, and as a strategic advisor and C-level consigliere. Carol Roth’s experience overlaps content creation, on-camera and in-person hosting, finance, business, economics, pop culture and even comedy.

On the content side, Carol is a national media personality, with more than a dozen years of on-camera expertise. Formerly, she has been a judge on the Mark Burnett-produced technology competition series, America’s Greatest Makers, on TBS and the Host of Microsoft’s Office Small Business Academy show, as well as a panelist on Fox Business’s Bulls & Bears and CNBC’s Closing Bell. She is also developing content across a range of formats, from historical fiction to game shows.

Carol can currently be seen weekly on a variety of networks and shows. Her multimedia commentary covers big and small business and the economy, current events, politics and pop culture topics. She formerly hosted the podcast The Roth Effect and was a radio host on WGN in Chicago.

Her avid defense of capitalism, free markets and reason finds her op-eds published in a variety of outlets. Carol has also been seen weekly on a variety of national television outlets over the years including Fox Business, CNN, CNBC, HBO, Fox News and MSNBC. She has also appeared in several financial/economic documentaries, including one about the auto bailouts. Carol has created the legacy planning system Future File, with both analog and software versions of the product.

Carol has worked with hundreds of companies, ranging from a single entrepreneur with an idea to Fortune 500 businesses, on all aspects of business and financial strategy. Collectively, she has helped her
clients complete more than $2 billion in deal transactions, including capital raising, mergers and acquisitions, and high-profile licensing and partnership deals, as well as create 7-figure brand loyalty
programs. She also helps private equity investors evaluate potential deal targets in key industries.

Carol also acts as a brand spokesperson, ambassador and influencer for a number of companies and brands that are seeking to reach a broader audience, with a focus on those looking to reach small business owners and entrepreneurs, professional women and retail investors. She also creates proprietary and licensed content across a variety of formats for companies.

Through her firm, Carol also invests in/holds equity positions in a limited number of private companies. Her preferred investments are in established brands and companies looking for bridge or later stage growth capital. Ms. Roth also has public company board member experience as a former Director of Travelzoo (NASD:TZOO),  and is an advisory board member for Commonspace and TRO Investment Group, which has a number of diversified portfolios of private alternative investments.

Carol has been an emcee, keynote speaker and event moderator for a number of high-profile events, including The New York Times Small Business Summit, The Chicago Cubs Convention, Microsoft, Virgin Atlantic/Richard Branson and The Inc. 500 Conference, among many others. 

Ms. Roth holds a B.S. Degree from the Wharton School of Business at the University of Pennsylvania where she graduated Magna Cum Laude. To supplement her active media participation, Carol has completed media and improv training with The Second City, the leading improvisational comedy
school in the US.

Carol has coined a number of terms and phrases ranging from “Cirque-du-So-Lame” (something that is beyond pathetic and pitiful) to “jobbie” (a hobby disguised as a job, career or business) to “business
beer goggling,” and deemed Harvard to be a hedge fund with a university attached to it. She also is known for her proprietary Customer Loyalty 3.0 methodology to engage business senders and spenders. She is well-versed on popular culture and consumer trends and has attracted quite a bit of attention for her Twitter exchanges.

Ms. Roth splits her time between both coasts but maintains her primary residence in Chicago with her husband, who is also a recovering investment banker (and her former business partner). They have no
children, pets or plants and are avid sports fans (particularly of NFL football and the Chicago Blackhawks).

Ms. Roth is also a recovering toy collector, trading in a portion of her collection for a more sophisticated toy (a Simpsons pinball machine). She also has her own fashion doll / action figure made in her likeness.

Speech Topic

YOU WILL OWN NOTHING

The Testimonials from The Book:

Speech Topics

The Origins and Operations of the Administrative State. We like to believe we live in a representative democracy. While the forms are still there, the practical reality is that governance in the US consists mainly of edicts issued by permanent bureaucrats. Such a system is not found in the US Constitution. It was born only in 1880 and the beast grew through all the wars and economic upheaval to the point that not only do the citizens cower in the face of it but elected politicians do too. The administrative state can be curbed and must be in order to restore freedom and the founding ideals.

Life After Lockdown. Lockdowns of 2020, and the mask and vaccine mandates that followed, amount to a massive upheaval of American life with far-reaching economic, social, cultural, and political impacts. The period also gave us a glimpse into fundamental problems in US governance and corporate structures that cry out for resolution. The pandemic response achieved nothing but destruction and set terrible precedents for the future. This speech discusses 12 main areas of focus from censorship to regulatory capture.

Money, Sound and Unsound. At the onset of Covid lockdowns, the Federal Reserve completely eliminated reserve requirements for banks as part of a money-printing extravaganza that created some $6.5 trillion in new money that revealed itself in the form of rampant inflation. This inflation still runs at twice and three times the target, and threatens the dollar both domestically and internationally. Cryptocurrency is a great alternative but that too is under threat of nationalization by the idea of Central Bank Digital Currency. We need dramatic monetary reform but not this one.

The New World of Labor. The zero interest rates of 2008 and following massively distorted the production structure in America, leading to a massive bubble in media and technology companies. This ballooned management structures and unleashed “woke” philosophy in corporate culture. With the changed in policy at the Fed, higher interest rates are rebalancing these structures, resulting in a wave of labor changes at huge corporations. The future of work is in the service industries, and the idea of working remotely on six-figure salaries is becoming a thing of the past.

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Biography

Edward Dowd has worked on Wall Street most of his career spanning both the credit markets and equity markets. He cut his teeth early on at HSBC as an institutional fixed income salesperson for 5 years in the 90’s, gaining an understanding of the credit markets, foreign exchange markets, repo markets and fixed income derivatives market. Some of the other firms he’s worked for include Donaldson Lufkin & Jenrette, Independence Investments and most notably at BlackRock as a portfolio manager, where he managed a $14 billion Growth Equity Portfolio for 10 years. It should be noted that at BlackRock, that fund was grown to 14 billion from only 2 billion when he began there, truly putting the “Growth” in the Growth Equity Portfolio. 

Ed Dowd is the author of the new book, “Cause Unknown: The Epidemic of Sudden Deaths in 2021 & 2022.” (Release Date: Dec. 13th, 2022, Skyhorse Publishing). He is also currently a Founding Partner at Phinance Technologies, a global macro alternative investment firm. One of the objectives at Phinance Technologies is “The Humanity Project”, where they collect and analyse the best available data for their 5 main research projects – on excess mortality in multiple countries, Disability & Absences in the USA only, as well as the V-Damage project and Demographics project. Ed and his partners at Phinance Technologies undertake research with an open mind but, they also strictly adhere to the principles of scientific rigor, which allows them to be unhindered by political and economic pressure, and are as such unbiased in their conclusions.

Speech Topics

CAUSE UNKNOWN

Early in 2021, Ed noticed a rise of news anecdotes about sudden deaths among very fit athletes and other seemingly healthy young people across America, Canada, Europe, and other parts of the world. What was causing this? What’s different now? Why didn’t this happen in 2020?

Ed asked himself a simple question: What changed in 2021? . . . it may seem obvious to some and a mystery for others, but for Ed there was only one conclusion that could be drawn, and the answer is based on observational data, numbers and logic: Over the course of 2021 and 2022, Ed amassed evidence from the insurance industry, funeral home industry, and government databases that excessive deaths among working-age Americans had increased in 2021 versus 2020, when vaccines were not available.

In this talk, replete with factual charts and government data (from sources you don’t hear about everyday), Ed explains what he thinks has happened, where we are going, and how to deal with the ramifications of what could be one of the most tragic and colossal medical scandals ever.

But, says Ed, there is hope, and there is plenty that can be done. Ed ends this talk with some truly inspirational messaging sure to leave audiences feeling empowered, and with a positive outlook for the future.

**The “Cause Unknown” talk can be customized to include an economic update.

Stock, Bonds, Commodities, Inflation, Central Banks, The Fed, The Markets… what is really going on?

In this compelling keynote presentation, Ed explains where he thinks the markets may be headed, and why they are headed there – because he breaks down the macro-trends that are affecting stocks, bonds and commodity prices – and explains it in such a way that is accessible to everyone.

In this highly customizable talk, former BlackRock fund manager Edward Dowd explains his investment thesis for the unprecedented times we are in, drawing on his insiders knowledge of the capital markets and analysis of financial data; he explains how to prepare economically for what might be coming – whether it be a dollar crash, a real estate market crash, runaway inflation or… a slow and very possible demise of the insurance companies.

Some of the interesting takeaways from Ed’s talk are almost completely counter-intuitive; after all, Ed had a successful career on Wall Street by knowing how to pick stocks others didn’t. What does Ed see that others don’t, or won’t?  What he sees is: This inflation costing you 6 or 7 dollars for a gallon of gas is not only monetary; it’s caused by others factors as well. But what?

Ever the contrarian, Ed has been driving pundits and market watchers crazy when he says that money printing is NOT really causing all this recent inflation – it may be a part of it, but, there’s another reason for it. (You might not believe the answer – though it may be obvious, hardly anyone sees it.) Further, he says that we aren’t truly in an inflationary economy – it’s actually deflationary. And he says if there is a credit crisis – look out.

Ed also discusses the U.S. dollar, and asks is it being devalued, as the inflation pundits all resoundingly say it is? Maybe – but the dollar is still strong against other currencies. What explains this apparent contradiction?  Could it be a troika of policy errors from Energy Policy to the Ukraine and Central Bank policy playing havoc with inflation and the dollar?

Now then, in this keynote – Ed answers that one very basic question that no one can seem to figure out: How can the dollar be losing purchasing power at home but rising against other currencies?  (If this changes – Ed will explain why…).

Ed’s cure for America’s economic woes may well be something you’ve never heard before, and offers up a pretty gutsy investment thesis in order to survive the potential train wreck heading our way…

The BOOK:

New updated cover coming to include 2023… check back soon!